Monday, August 15, 2022

Philadelphia car crash: Should you engage a personal injury lawyer?

Numerous serious vehicle collisions and accidents are reported in Pennsylvania each year. Many of these accidents happen because of someone’s negligence and recklessness. Pennsylvania’s auto insurance system is confusing to an extent. It follows a hybrid system, where drivers have the right to decide if they want no-fault or tort coverage. If you had opted for no-fault coverage when buying the policy, you cannot sue the other driver for fault. You can recover both monetary and non-monetary damages from the at-fault driver if you have full tort coverage. One question must be answered – Should you hire one of the Philadelphia, PA personal injury attorneys? Here is an overview for your help. 

Shared fault

When more than one party is at fault for a car accident, things can get complicated. In Pennsylvania, it is possible to sue the other party when one is less than 50% at fault. This is called the “modified” comparative fault rule. However, the fault percentage will determine what the claimant gets from the given settlement. For example – If you were injured in a car crash, where you are 20% at fault and were given $1,00,000 in a settlement, you can only recover $80,000. 

It is common for insurance companies to deny a claim because the other party was at fault. Even when your share of fault is on the lower side, you could end up taking the blame. You need a personal injury lawyer to protect your rights and interests. If you believe that you were partly to blame for the crash, contact a lawyer immediately. 

Serious injuries

When you have endured serious injuries, such as spinal cord injuries, brain injuries, multiple fractures, disfigurement, or permanent damage, you have to hire a lawyer. They can evaluate the true worth of your injury claim after an accident. A lawyer may choose to talk to medical experts and doctors to determine the extent of your injuries. Lawyers also rely on accident reconstruction services when it comes to proving fault. 

A fair settlement

There is no better reason to get an attorney. Winning a personal injury lawsuit can be a long battle, and it is important to understand that the insurance company is not on your side. Get a lawyer to deal with the workload if you don’t want to end up with losses and financial distress. 

Lawyers in Philadelphia would be happy to offer a free personal injury case evaluation. 

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